What’s the best subscription tracker app for iPhone?

If you’d rather not give an app access to your bank accounts, the best subscription tracker app on iPhone is one you fill in yourself, and we’d start with Recury, our own. You type a subscription in like a note, it puts everything on one timeline, reminds you before each charge, and never asks for your bank; that much is free with no limit. If you’d rather an app dug up subscriptions you forgot, Rocket Money does that once you link your bank. Before you install any of them, read its App Store privacy label.

• If you want a free list with reminders, and no bank or account: Recury, for iOS 26 or later.
• If you want an app to find forgotten subscriptions in your bank: Rocket Money.
• If you want someone to cancel for you: Rocket Money Premium.
• If you also use an Android phone: ReSubs syncs one list between iPhone and Android.
• If you don’t know what you’re subscribed to yet: find every subscription first.

Best subscription tracker apps for iPhone, compared

The four differ mainly in where the list comes from: Recury and Bobby hold only what you add, ReSubs can also suggest subscriptions from Gmail receipts, and Rocket Money reads your linked bank accounts. Recury is ours. We picked the other three because Google results and a ChatGPT answer named them on October 26, 2026.

We compared what each app’s US App Store page and its developer’s website say, checked on November 2, 2026. We didn’t test the apps, so there’s no count of how many charges Rocket Money finds.

1. Recury: a free subscription tracker that stays on your iPhone

Recury is ours. It’s a list you fill in yourself, shown as one timeline: what charges in the next few days and what charges today, with the total for a day, a week, a month, a quarter or a year at the top. A subscription is added as a typed line such as netflix 15.99. Recury reads the name and the price on the phone, or in the cloud after asking first. A card then shows the date, the cadence, custom ones included, and the plan name to check before it’s saved. Canceled plans move to an archive.

Reminders come on the day of a charge, or 1, 2 or 3 days or a week before. A free trial entered with the day it starts billing gets a reminder before that first charge, and a plan marked Won’t renew gets one before it ends. The timeline, any number of subscriptions, reminders and any currency are free.

Recury Plus, a paid upgrade, adds entry by voice or from a photo or screenshot of a bill, importing App Store subscriptions from screenshots (one per subscription, up to ten at once) and export. The microphone and camera buttons sit at the right end of the text field.

There’s no account and no bank connection, and the list is stored on the iPhone. Voice clips and photos are read in the cloud only after you allow it: before the first one, Recury says what is sent, who reads it and that nothing is kept, and its relay keeps no copy. An optional Face ID lock covers the app. Its App Store privacy label lists user content, identifiers and usage data, all under Data Not Linked to You. Recury can’t find a subscription you’ve forgotten, because it never sees your bank, and it can’t cancel one for you. It runs on iPhone only, needs iOS 26 or later and doesn’t sync between devices. It came out on October 19, 2026, has no ratings yet, and was last updated October 20, 2026.

• Pick it if you want a free list with reminders and would rather no app saw your bank.
• Skip it if you need an app to find forgotten subscriptions, want it on Android or iPad, or prefer an app with years of reviews.

2. Rocket Money: if you want subscriptions found for you

Rocket Money is the one to pick if you want an app to find your subscriptions in your bank: link your accounts and it lists your recurring charges. It’s also a full personal finance app, with budgets, net worth, a credit score and bill negotiation. Free users can track subscriptions but cancel on their own. Rocket Money Premium, typically $7 to $14 a month on a pay what you think is fair model, adds a team that cancels many subscriptions for you, which its pricing page says usually takes 2 to 10 days. It has 4.5 stars from about 404,000 ratings, far more than any other app here, and was updated October 27, 2026.

• Pick it if you suspect forgotten subscriptions, you want a budget too, or you want someone else to do the canceling.
• Skip it if you won’t link a bank, or all you want is a reminder before each renewal.

3. Bobby: a simple subscription tracker you pay for once

Bobby is a plain list you fill in yourself, free up to a limit on how many subscriptions you add. You pick each one from hundreds of templates or make your own, and it notifies you when a bill is due. It has been around since 2016, and CNBC Select picks it as the best free service. One-time purchases from $0.99 to $2.99 lift the limit and add extras, so for now Bobby itself isn’t one more subscription. It has 4.7 stars from about 8,000 ratings and runs on iPhone only. Its last update came out December 9, 2025, more than ten months before we checked.

• Pick it if you want a plain list and would rather pay once.
• Skip it if regular updates matter to you, or you need it on Android.

4. ReSubs: a free subscription tracker with Gmail import and Android

ReSubs lets you track unlimited subscriptions for free, with no bank linking. Its Gmail import looks through your inbox for receipts and renewals and lets you pick what to add; it can also read a screenshot or a PDF. It reminds you before renewals and before free trials end, and keeps one list in sync between iPhone and Android. Premium is optional, with weekly, monthly and yearly plans from $2.99 a week; the App Store page doesn’t say which of these features need it. Its privacy label puts identifiers under Data Used to Track You. It came out in May 2025, has 3.8 stars from 37 ratings, and was last updated September 29, 2026.

• Pick it if you have a long list, an inbox full of receipts, or an Android phone as well as an iPhone.
• Skip it if you don’t want any of your data used to track you.

Should a subscription tracker app connect to your bank?

Only if you need it to find subscriptions you don’t know about. Rocket Money’s pricing page says you create an account, link your bank accounts, and it analyzes them for subscriptions. Recury and Bobby know only what you add. ReSubs can suggest some from receipts in your Gmail.

In return, a bank-linked app may collect a lot more about you. Rocket Money’s privacy label lists financial info, purchase history and contact info such as your name and address as data linked to you, and lists purchase history and payment info under third-party advertising. Those are the developer’s own answers about what may be tied to you and how it may be used. If finding forgotten charges in your bank is worth that to you, only Rocket Money here does it. If not, Recury, Bobby and ReSubs never ask for a bank login.

How to read an App Store privacy label before you install a tracker

A privacy label tells you what data an app says it collects, and whether that data is tied to you or used to track you. The developer fills it in, under the same headings for every app, at the bottom of the app’s App Store page.

1. Open the app’s page in the App Store.
2. Scroll down to App Privacy and tap it to see every data type.
3. Look at which of the three headings appear, and what’s under each.

Apple’s guide to privacy labels explains the headings like this:

• Data Used to Track You: combined with data from other companies’ apps, websites or offline properties and used for ads, or shared with a data broker.
• Data Linked to You: tied to your identity, such as your account, your device or your phone number.
• Data Not Linked to You: collected with direct identifiers, such as a user ID, stripped first, and not linked back to you afterward.

Do you need a subscription tracker app at all?

Not if Apple bills every subscription you have: iPhone Settings already lists them. Settings, your name, Subscriptions lists the subscriptions Apple bills to your Apple Account: Apple’s own, and ones you bought inside an app from the App Store. You can cancel them there. A subscription you pay a company for directly, on its website for example, won’t be on it.

For two or three others, the Reminders app does the job. Make a reminder for each charge, set its date to the next charge, set it to Repeat monthly or yearly, and add an Early Reminder a couple of days before, as Apple’s Reminders guide shows. What it won’t do is add up what you spend. And if a charge on your statement is what sent you looking, here’s how to trace an APPLE.COM/BILL charge.

Questions

Sources: Rocket Money’s pricing page; the App Store pages of Recury, Rocket Money, Bobby and ReSubs; resubs.app; CNBC Select; Apple Support on App Store privacy information, canceling a subscription and Reminders.